October 2026

Record levels of US debt at over $40 trillion dollars and most other countries and levels of government are also at record debt levels. That along with the corporate borrowing of fintech companies for expansion in AI and data centres has put pressure on bond rates:

Spiraling bond yields and AI borrowing are growing threats to the financial system, IMF says

Central bankers eye higher rates as AI boom fuels scramble for cash | Reuters

Governments are all scrambling to deal with the affordability crisis by reduce asset values.  But there is another way and that is to increase the incomes of people. 

Governments are mishandling the affordability crisis

Many people are investing in stocks and not real estate. 

Why shares are the new bricks and mortar

2027 Canadian Interest Rate Predictions

CMHC chief economist sees interest rate hikes returning in 2027 - CMT News